/*
 * LoanBazzaar Material 3 theme.
 * Colour roles come from the brand violet #644BFD (Material colour utilities, tonal palettes).
 * Sections: tokens, base, typography, layout, components, site chrome, pages, utilities.
 */

/* ---------- Tokens ---------- */
:root {
  --md-primary: #563aef;
  --md-on-primary: #ffffff;
  --md-primary-container: #e4dfff;
  --md-on-primary-container: #2900a0;
  --md-primary-fixed-dim: #c6bfff;
  --md-brand: #644bfd;
  --md-inverse-primary: #c6bfff;

  --md-secondary: #5f5c71;
  --md-on-secondary: #ffffff;
  --md-secondary-container: #e4dff9;
  --md-on-secondary-container: #1b192c;

  --md-tertiary: #9f4200;
  --md-on-tertiary: #ffffff;
  --md-tertiary-container: #ffdbcb;
  --md-on-tertiary-container: #341100;

  --md-success: #196b46;
  --md-success-container: #a4f4c3;
  --md-on-success-container: #002111;

  --md-error: #ba1a1a;
  --md-on-error: #ffffff;
  --md-error-container: #ffdad6;
  --md-on-error-container: #410002;

  --md-surface: #fcf8ff;
  --md-on-surface: #1c1b20;
  --md-surface-variant: #e5e1ec;
  --md-on-surface-variant: #47464f;
  --md-surface-container-lowest: #ffffff;
  --md-surface-container-low: #f6f2fa;
  --md-surface-container: #f1ecf4;
  --md-surface-container-high: #ebe6ef;
  --md-surface-container-highest: #e5e1e9;
  --md-surface-dim: #ddd8e0;
  --md-outline: #787680;
  --md-outline-variant: #c9c5d0;
  --md-inverse-surface: #313036;
  --md-inverse-on-surface: #f4eff7;
  --md-scrim: #000000;
  --md-whatsapp: #1f7a4d;

  --md-font: "Roboto", system-ui, -apple-system, "Segoe UI", "Helvetica Neue", Arial, sans-serif;

  --md-shape-xs: 4px;
  --md-shape-sm: 8px;
  --md-shape-md: 12px;
  --md-shape-lg: 16px;
  --md-shape-xl: 28px;
  --md-shape-full: 999px;

  --md-elev-1: 0 1px 2px rgba(0, 0, 0, .3), 0 1px 3px 1px rgba(0, 0, 0, .15);
  --md-elev-2: 0 1px 2px rgba(0, 0, 0, .3), 0 2px 6px 2px rgba(0, 0, 0, .15);
  --md-elev-3: 0 1px 3px rgba(0, 0, 0, .3), 0 4px 8px 3px rgba(0, 0, 0, .15);

  --md-ease: cubic-bezier(.2, 0, 0, 1);
  --md-ease-decel: cubic-bezier(.05, .7, .1, 1);
  --md-dur-short: 150ms;
  --md-dur-medium: 300ms;

  --lb-container: 1240px;
  --lb-gutter: 16px;
  --lb-section-space: 56px;
  --lb-appbar-height: 64px;
}

@media (min-width: 600px) {
  :root { --lb-gutter: 24px; --lb-section-space: 72px; }
}
@media (min-width: 1240px) {
  :root { --lb-section-space: 88px; --lb-appbar-height: 72px; }
}

/* ---------- Base ---------- */
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; text-size-adjust: 100%; scroll-padding-top: calc(var(--lb-appbar-height) + 16px); }
body {
  margin: 0;
  font-family: var(--md-font);
  font-size: 1rem;
  line-height: 1.5;
  letter-spacing: .01em;
  color: var(--md-on-surface);
  background: var(--md-surface);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}
img, svg, video { display: block; max-width: 100%; }
img { height: auto; }
a { color: var(--md-primary); text-decoration-thickness: 1px; text-underline-offset: .18em; }
a:hover { text-decoration-thickness: 2px; }
p, ul, ol, dl, figure, blockquote { margin: 0 0 1rem; }
ul, ol { padding-left: 1.25rem; }
h1, h2, h3, h4, h5, h6 { margin: 0 0 .75rem; font-weight: 400; color: var(--md-on-surface); text-wrap: balance; }
button, input, select, textarea { font: inherit; color: inherit; }
button { cursor: pointer; }
:focus-visible { outline: 3px solid var(--md-primary); outline-offset: 2px; }
::selection { background: var(--md-primary-container); color: var(--md-on-primary-container); }
[hidden] { display: none !important; }
hr { border: 0; border-top: 1px solid var(--md-outline-variant); margin: 2rem 0; }
table { border-collapse: collapse; width: 100%; }
address { font-style: normal; }

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation-duration: .01ms !important; transition-duration: .01ms !important; scroll-behavior: auto !important; }
}

/* ---------- Typography (Material 3 type scale) ---------- */
.md-display-large { font-size: clamp(2.5rem, 1.6rem + 3vw, 3.5625rem); line-height: 1.12; letter-spacing: -.016em; font-weight: 400; }
.md-display-medium { font-size: clamp(2.25rem, 1.6rem + 2.2vw, 2.8125rem); line-height: 1.16; letter-spacing: 0; font-weight: 400; }
.md-display-small { font-size: clamp(2rem, 1.6rem + 1.4vw, 2.25rem); line-height: 1.22; font-weight: 400; }
.md-headline-large { font-size: clamp(1.75rem, 1.5rem + 1vw, 2rem); line-height: 1.25; font-weight: 400; }
.md-headline-medium { font-size: clamp(1.5rem, 1.3rem + .8vw, 1.75rem); line-height: 1.29; font-weight: 400; }
.md-headline-small { font-size: 1.5rem; line-height: 1.33; font-weight: 400; }
.md-title-large { font-size: 1.375rem; line-height: 1.27; font-weight: 500; }
.md-title-medium { font-size: 1rem; line-height: 1.5; letter-spacing: .009em; font-weight: 500; }
.md-title-small { font-size: .875rem; line-height: 1.43; letter-spacing: .007em; font-weight: 500; }
.md-body-large { font-size: 1rem; line-height: 1.5; letter-spacing: .031em; }
.md-body-medium { font-size: .875rem; line-height: 1.43; letter-spacing: .018em; }
.md-body-small { font-size: .75rem; line-height: 1.33; letter-spacing: .033em; }
.md-label-large { font-size: .875rem; line-height: 1.43; letter-spacing: .007em; font-weight: 500; }
.md-label-medium { font-size: .75rem; line-height: 1.33; letter-spacing: .042em; font-weight: 500; }

h1 { font-size: clamp(2rem, 1.55rem + 1.8vw, 2.8125rem); line-height: 1.16; letter-spacing: -.005em; }
h2 { font-size: clamp(1.5rem, 1.3rem + .9vw, 2rem); line-height: 1.25; }
h3 { font-size: 1.375rem; line-height: 1.27; font-weight: 500; }
h4 { font-size: 1rem; line-height: 1.5; font-weight: 500; letter-spacing: .009em; }
.md-lead { font-size: clamp(1.0625rem, 1rem + .3vw, 1.25rem); line-height: 1.55; color: var(--md-on-surface-variant); }
.md-muted { color: var(--md-on-surface-variant); }
.md-eyebrow {
  display: inline-flex; align-items: center; gap: .5rem;
  margin: 0 0 .75rem; font-size: .875rem; line-height: 1.43; font-weight: 500; letter-spacing: .007em;
  color: var(--md-primary);
}
.md-eyebrow .md-icon { width: 20px; height: 20px; }

/* ---------- Layout ---------- */
.lb-container { width: 100%; max-width: calc(var(--lb-container) + var(--lb-gutter) * 2); margin-inline: auto; padding-inline: var(--lb-gutter); }
.lb-container--narrow { max-width: calc(840px + var(--lb-gutter) * 2); }
.lb-section { padding-block: var(--lb-section-space); }
.lb-section--tight { padding-block: calc(var(--lb-section-space) * .6); }
.lb-section--low { background: var(--md-surface-container-low); }
.lb-section--container { background: var(--md-surface-container); }
.lb-section--primary { background: var(--md-primary-container); color: var(--md-on-primary-container); }
.lb-section:not([class*="lb-section--"]) + .lb-section:not([class*="lb-section--"]) { padding-top: 0; }
.lb-section-head { max-width: 760px; margin-bottom: 2rem; }
.lb-section-head--center { margin-inline: auto; text-align: center; }
.lb-section-head h2 { margin-bottom: .75rem; }
.lb-section-head p { margin: 0; color: var(--md-on-surface-variant); font-size: 1.0625rem; }
.lb-section-head .md-eyebrow { margin: 0 0 .75rem; color: var(--md-primary); font-size: .875rem; }
.lb-section-head__row { display: flex; flex-wrap: wrap; align-items: flex-end; justify-content: space-between; gap: 1rem 2rem; margin-bottom: 2rem; }
.lb-section-head__row .lb-section-head { margin-bottom: 0; }

.lb-grid { display: grid; gap: 16px; grid-template-columns: minmax(0, 1fr); }
@media (min-width: 600px) {
  .lb-grid--2, .lb-grid--3, .lb-grid--4 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .lb-grid { gap: 20px; }
}
@media (min-width: 905px) {
  .lb-grid--3 { grid-template-columns: repeat(3, minmax(0, 1fr)); }
  .lb-grid--4 { grid-template-columns: repeat(4, minmax(0, 1fr)); }
  .lb-grid { gap: 24px; }
}
.lb-split { display: grid; gap: 32px; align-items: center; }
@media (min-width: 905px) {
  .lb-split { grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: 56px; }
  .lb-split--wide-start { grid-template-columns: minmax(0, 1.25fr) minmax(0, 1fr); }
  .lb-split--wide-end { grid-template-columns: minmax(0, 1fr) minmax(0, 1.25fr); }
  .lb-split--top { align-items: start; }
}
.lb-stack > * + * { margin-top: 1rem; }

/* ---------- Icons ---------- */
.md-icon { width: 24px; height: 24px; flex: none; fill: currentColor; }
.md-icon--sm { width: 18px; height: 18px; }
.md-icon--lg { width: 32px; height: 32px; }
.md-icon-badge {
  display: inline-grid; place-items: center; width: 48px; height: 48px; flex: none;
  border-radius: var(--md-shape-lg); background: var(--md-primary-container); color: var(--md-on-primary-container);
}
.md-icon-badge--secondary { background: var(--md-secondary-container); color: var(--md-on-secondary-container); }
.md-icon-badge--tertiary { background: var(--md-tertiary-container); color: var(--md-on-tertiary-container); }
.md-icon-badge--success { background: var(--md-success-container); color: var(--md-on-success-container); }
.md-icon-badge--round { border-radius: 50%; }
.md-icon-badge--sm { width: 40px; height: 40px; border-radius: var(--md-shape-md); }
.md-icon-badge--sm .md-icon { width: 20px; height: 20px; }

/* ---------- Buttons ---------- */
.md-btn, .lb-form-next, .lb-form-back, .loanbazzaar-whatsapp-fallback {
  position: relative; isolation: isolate; overflow: hidden;
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  min-height: 40px; padding: 10px 24px; border: 0; border-radius: var(--md-shape-full);
  font-size: .875rem; line-height: 1.43; font-weight: 500; letter-spacing: .007em; text-align: center; text-decoration: none;
  cursor: pointer; user-select: none; -webkit-tap-highlight-color: transparent;
  transition: box-shadow var(--md-dur-short) var(--md-ease), background-color var(--md-dur-short) var(--md-ease);
}
.md-btn::after, .lb-form-next::after, .lb-form-back::after, .loanbazzaar-whatsapp-fallback::after, .md-icon-btn::after, .md-chip::after, .md-list-item--link::after, .md-card--link::after {
  content: ""; position: absolute; inset: 0; z-index: -1; border-radius: inherit;
  background: currentColor; opacity: 0; transition: opacity var(--md-dur-short) var(--md-ease); pointer-events: none;
}
.md-btn:hover::after, .lb-form-next:hover::after, .lb-form-back:hover::after, .loanbazzaar-whatsapp-fallback:hover::after, .md-icon-btn:hover::after, .md-chip:hover::after, .md-list-item--link:hover::after, .md-card--link:hover::after { opacity: .08; }
.md-btn:focus-visible::after, .md-btn:active::after, .md-icon-btn:active::after, .md-chip:active::after, .md-card--link:active::after { opacity: .12; }
.md-btn:hover, .md-btn:focus { text-decoration: none; }
.md-btn .md-icon { width: 18px; height: 18px; margin-inline: -4px 0; }
.md-btn--icon-end .md-icon { margin-inline: 0 -4px; }
.md-btn--filled, .lb-form-next { background: var(--md-primary); color: var(--md-on-primary); }
.md-btn--filled:hover, .lb-form-next:hover { box-shadow: var(--md-elev-1); }
.md-btn--tonal { background: var(--md-secondary-container); color: var(--md-on-secondary-container); }
.md-btn--tonal:hover { box-shadow: var(--md-elev-1); }
.md-btn--tertiary { background: var(--md-tertiary-container); color: var(--md-on-tertiary-container); }
.md-btn--outlined { background: transparent; color: var(--md-primary); box-shadow: inset 0 0 0 1px var(--md-outline); }
.md-btn--text, .lb-form-back { background: transparent; color: var(--md-primary); padding-inline: 12px; }
.md-btn--elevated { background: var(--md-surface-container-low); color: var(--md-primary); box-shadow: var(--md-elev-1); }
.md-btn--whatsapp, .loanbazzaar-whatsapp-fallback { background: var(--md-whatsapp); color: #fff; }
.md-btn--on-primary { background: var(--md-on-primary); color: var(--md-primary); }
.md-btn--outlined-on-primary { background: transparent; color: var(--md-on-primary); box-shadow: inset 0 0 0 1px rgba(255, 255, 255, .7); }
.md-btn--large { min-height: 56px; padding: 16px 28px; font-size: 1rem; line-height: 1.5; }
.md-btn--large .md-icon { width: 20px; height: 20px; }
.md-btn--block { display: flex; width: 100%; }
.md-btn[disabled], .md-btn.is-loading { opacity: .62; cursor: progress; box-shadow: none; }
.md-btn-row { display: flex; flex-wrap: wrap; gap: 12px; align-items: center; }

.md-icon-btn {
  position: relative; isolation: isolate; overflow: hidden;
  display: inline-grid; place-items: center; width: 48px; height: 48px; padding: 0; border: 0; border-radius: 50%;
  background: transparent; color: var(--md-on-surface-variant); text-decoration: none;
}
.md-icon-btn--tonal { background: var(--md-secondary-container); color: var(--md-on-secondary-container); }
.md-icon-btn--filled { background: var(--md-primary); color: var(--md-on-primary); }
.md-icon-btn--outlined { box-shadow: inset 0 0 0 1px var(--md-outline-variant); }

.md-fab {
  position: relative; isolation: isolate; overflow: hidden;
  display: inline-flex; align-items: center; gap: 12px; min-height: 56px; padding: 16px 20px; border: 0;
  border-radius: var(--md-shape-lg); background: var(--md-primary-container); color: var(--md-on-primary-container);
  box-shadow: var(--md-elev-3); font-weight: 500; letter-spacing: .007em; text-decoration: none;
}

/* ---------- Chips ---------- */
.md-chip-set { display: flex; flex-wrap: wrap; gap: 8px; padding: 0; margin: 0; list-style: none; }
.md-chip {
  position: relative; isolation: isolate; overflow: hidden;
  display: inline-flex; align-items: center; gap: 8px; min-height: 32px; padding: 6px 16px;
  border-radius: var(--md-shape-sm); box-shadow: inset 0 0 0 1px var(--md-outline-variant);
  background: transparent; color: var(--md-on-surface-variant);
  font-size: .875rem; line-height: 1.43; font-weight: 500; letter-spacing: .007em; text-decoration: none; border: 0;
}
.md-chip .md-icon { width: 18px; height: 18px; margin-left: -6px; color: var(--md-primary); }
a.md-chip, button.md-chip { color: var(--md-on-surface); }
.md-chip--selected, .md-chip[aria-pressed="true"], .md-chip[aria-current="page"] {
  background: var(--md-secondary-container); color: var(--md-on-secondary-container); box-shadow: none;
}
.md-chip--tonal { background: var(--md-surface-container-high); box-shadow: none; color: var(--md-on-surface); }
.md-chip--on-primary { background: rgba(255, 255, 255, .14); color: var(--md-on-primary); box-shadow: inset 0 0 0 1px rgba(255, 255, 255, .32); }
.md-chip--on-primary .md-icon { color: currentColor; }

/* ---------- Badges ---------- */
.md-badge {
  display: inline-flex; align-items: center; gap: 4px; min-height: 24px; padding: 2px 10px; border-radius: var(--md-shape-full);
  background: var(--md-tertiary-container); color: var(--md-on-tertiary-container);
  font-size: .75rem; line-height: 1.33; font-weight: 500; letter-spacing: .04em;
}
.md-badge--primary { background: var(--md-primary-container); color: var(--md-on-primary-container); }
.md-badge--success { background: var(--md-success-container); color: var(--md-on-success-container); }
.md-badge--neutral { background: var(--md-surface-container-highest); color: var(--md-on-surface-variant); }
.md-badge .md-icon { width: 16px; height: 16px; }

/* ---------- Cards ---------- */
.md-card {
  position: relative; isolation: isolate; display: flex; flex-direction: column;
  padding: 24px; border-radius: var(--md-shape-lg); background: var(--md-surface-container-low); color: var(--md-on-surface);
}
.md-card--elevated { box-shadow: var(--md-elev-1); }
.md-card--filled { background: var(--md-surface-container-highest); }
.md-card--outlined { background: var(--md-surface); box-shadow: inset 0 0 0 1px var(--md-outline-variant); }
.md-card--white { background: var(--md-surface-container-lowest); }
.md-card--primary { background: var(--md-primary-container); color: var(--md-on-primary-container); }
.md-card--secondary { background: var(--md-secondary-container); color: var(--md-on-secondary-container); }
.md-card--tertiary { background: var(--md-tertiary-container); color: var(--md-on-tertiary-container); }
.md-card--xl { border-radius: var(--md-shape-xl); padding: 28px; }
.md-card--link { overflow: hidden; transition: box-shadow var(--md-dur-short) var(--md-ease); }
.md-card--link:hover { box-shadow: var(--md-elev-2); }
.md-card--link a.md-card__stretch::before { content: ""; position: absolute; inset: 0; z-index: 1; border-radius: inherit; }
.md-card__media { margin: -24px -24px 20px; aspect-ratio: 16 / 9; overflow: hidden; border-radius: var(--md-shape-lg) var(--md-shape-lg) 0 0; background: var(--md-surface-container-high); }
.md-card__media img { width: 100%; height: 100%; object-fit: cover; }
.md-card--xl .md-card__media { margin: -28px -28px 20px; border-radius: var(--md-shape-xl) var(--md-shape-xl) 0 0; }
.md-card__icon { margin-bottom: 16px; }
.md-card h3 { font-size: 1.375rem; line-height: 1.27; font-weight: 500; margin-bottom: .5rem; }
.md-card h3 a { color: inherit; text-decoration: none; }
.md-card p { color: var(--md-on-surface-variant); margin-bottom: 0; }
.md-card--primary p, .md-card--secondary p, .md-card--tertiary p { color: inherit; opacity: .86; }
.md-card__body { flex: 1 1 auto; }
.md-card__footer { display: flex; flex-wrap: wrap; align-items: center; gap: 8px; margin-top: 20px; }
.md-card__meta { display: flex; flex-wrap: wrap; gap: 8px; margin: 0 0 12px; }
.md-card__link { position: relative; z-index: 2; display: inline-flex; align-items: center; gap: 6px; font-weight: 500; text-decoration: none; color: var(--md-primary); }
.md-card--primary .md-card__link, .md-card--secondary .md-card__link, .md-card--tertiary .md-card__link { color: inherit; }
.md-card__link .md-icon { width: 18px; height: 18px; transition: transform var(--md-dur-short) var(--md-ease); }
.md-card--link:hover .md-card__link .md-icon { transform: translateX(3px); }

/* ---------- Lists ---------- */
.md-list { margin: 0; padding: 0; list-style: none; }
.md-list-item { position: relative; isolation: isolate; display: flex; gap: 16px; align-items: flex-start; padding: 12px 0; }
.md-list-item + .md-list-item { border-top: 1px solid var(--md-outline-variant); }
.md-list--plain .md-list-item + .md-list-item { border-top: 0; }
.md-list-item > .md-icon { margin-top: 2px; color: var(--md-primary); }
.md-list-item__text { min-width: 0; }
.md-list-item__headline { display: block; font-weight: 500; color: var(--md-on-surface); }
.md-list-item__support { display: block; color: var(--md-on-surface-variant); font-size: .875rem; line-height: 1.43; margin-top: 2px; }
.md-list-item--link { padding: 12px 16px; border-radius: var(--md-shape-md); color: var(--md-on-surface); text-decoration: none; }
.md-checklist { margin: 0; padding: 0; list-style: none; display: grid; gap: 10px; }
.md-checklist li { display: grid; grid-template-columns: 24px minmax(0, 1fr); gap: 12px; align-items: start; }
.md-checklist li::before {
  content: ""; width: 22px; height: 22px; margin-top: 1px; border-radius: 50%; background: var(--md-success-container)
    url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 -960 960 960'%3E%3Cpath fill='%23002111' d='m382-354 339-339q12-12 28-12t28 12q12 12 12 28.5T777-636L410-268q-12 12-28 12t-28-12L182-440q-12-12-11.5-28.5T183-497q12-12 28.5-12t28.5 12l142 143Z'/%3E%3C/svg%3E") center / 16px no-repeat;
}
.md-checklist--primary li::before { background-color: var(--md-primary-container); }
.md-numbered { counter-reset: step; margin: 0; padding: 0; list-style: none; display: grid; gap: 12px; }
.md-numbered li { counter-increment: step; display: grid; grid-template-columns: 32px minmax(0, 1fr); gap: 12px; }
.md-numbered li::before {
  content: counter(step); display: grid; place-items: center; width: 32px; height: 32px; border-radius: 50%;
  background: var(--md-primary-container); color: var(--md-on-primary-container); font-weight: 500; font-size: .875rem;
}

/* ---------- Banner / note ---------- */
.md-banner {
  display: flex; gap: 16px; align-items: flex-start; padding: 16px 20px; border-radius: var(--md-shape-lg);
  background: var(--md-surface-container-high); color: var(--md-on-surface-variant); font-size: .875rem; line-height: 1.5;
}
.md-banner > .md-icon { color: var(--md-on-surface-variant); margin-top: 1px; }
.md-banner p { margin: 0; }
.md-banner p + p { margin-top: .5rem; }
.md-banner strong { color: var(--md-on-surface); font-weight: 500; }
.md-banner--info { background: var(--md-primary-container); color: var(--md-on-primary-container); }
.md-banner--info > .md-icon, .md-banner--info strong { color: inherit; }

/* ---------- Tables ---------- */
.md-table-wrap { overflow-x: auto; border-radius: var(--md-shape-lg); box-shadow: inset 0 0 0 1px var(--md-outline-variant); }
.md-table { min-width: 520px; font-size: .9375rem; }
.md-table th, .md-table td { padding: 14px 16px; text-align: left; vertical-align: top; border-bottom: 1px solid var(--md-outline-variant); }
.md-table thead th { background: var(--md-surface-container); font-weight: 500; font-size: .875rem; color: var(--md-on-surface-variant); }
.md-table tbody tr:last-child > * { border-bottom: 0; }
.md-table tbody th { font-weight: 500; }
.md-table--kv { min-width: 0; }
.md-table--kv tbody th { width: 42%; color: var(--md-on-surface-variant); font-weight: 400; }
.md-table--kv tbody td { font-weight: 500; }
.md-table-wrap { background: var(--md-surface-container-lowest); }
@media (max-width: 599px) {
  .md-table--stack { min-width: 0; }
  .md-table--stack thead { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
  .md-table--stack tr { display: block; padding: 12px 16px; border-bottom: 1px solid var(--md-outline-variant); }
  .md-table--stack tbody tr:last-child { border-bottom: 0; }
  .md-table--stack th, .md-table--stack td { display: flex; justify-content: space-between; gap: 16px; padding: 4px 0; border: 0; }
  .md-table--stack tbody th { padding-bottom: 8px; }
  .md-table--stack td::before { content: attr(data-label); flex: 0 0 45%; text-align: left; color: var(--md-on-surface-variant); font-size: .875rem; }
  .md-table--stack td { text-align: right; }
}

/* ---------- Expansion (FAQ) ---------- */
.md-faq { border-radius: var(--md-shape-lg); background: var(--md-surface-container-lowest); box-shadow: inset 0 0 0 1px var(--md-outline-variant); overflow: hidden; }
.md-faq details + details { border-top: 1px solid var(--md-outline-variant); }
.md-faq summary {
  position: relative; display: flex; align-items: center; justify-content: space-between; gap: 16px;
  min-height: 56px; padding: 16px 20px; cursor: pointer; list-style: none;
  font-size: 1rem; line-height: 1.5; font-weight: 500; letter-spacing: .009em; color: var(--md-on-surface);
}
.md-faq summary::-webkit-details-marker { display: none; }
.md-faq summary::after {
  content: ""; flex: none; width: 24px; height: 24px; transition: transform var(--md-dur-medium) var(--md-ease);
  background: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 -960 960 960'%3E%3Cpath fill='%2347464f' d='M480-361q-8 0-15-2.5t-13-8.5L268-556q-11-11-11-28t11-28q11-11 28-11t28 11l156 156 156-156q11-11 28-11t28 11q11 11 11 28t-11 28L508-372q-6 6-13 8.5t-15 2.5Z'/%3E%3C/svg%3E") center / 24px no-repeat;
}
.md-faq details[open] > summary::after { transform: rotate(180deg); }
.md-faq summary:hover { background: color-mix(in srgb, var(--md-on-surface) 6%, transparent); }
.md-faq summary h3 { margin: 0; font: inherit; color: inherit; }
.md-faq__answer { padding: 0 20px 20px; color: var(--md-on-surface-variant); }
.md-faq__answer p:last-child { margin-bottom: 0; }
.md-faq-group + .md-faq-group { margin-top: 32px; }
.md-faq-group > h3 { font-size: 1rem; font-weight: 500; color: var(--md-on-surface-variant); margin-bottom: 12px; }

/* ---------- Form fields (outlined) ---------- */
.form-group, .md-field { display: flex; flex-direction: column; gap: 6px; min-width: 0; margin: 0; }
.form-group > label, .md-field > label, .md-field__label {
  font-size: .875rem; line-height: 1.43; font-weight: 500; letter-spacing: .007em; color: var(--md-on-surface);
}
.form-control, .md-input, .lb-form-step input:not([type="checkbox"]):not([type="radio"]):not([type="hidden"]), .md-select {
  width: 100%; min-height: 56px; padding: 15px 16px; margin: 0;
  border: 1px solid var(--md-outline); border-radius: var(--md-shape-xs);
  background: var(--md-surface-container-lowest); color: var(--md-on-surface);
  font-size: 1rem; line-height: 1.5; letter-spacing: .031em;
  transition: border-color var(--md-dur-short) var(--md-ease), box-shadow var(--md-dur-short) var(--md-ease);
  -webkit-appearance: none; appearance: none;
}
textarea.form-control, textarea.md-input { min-height: 120px; resize: vertical; }
select.form-control, .md-select {
  padding-right: 48px;
  background: var(--md-surface-container-lowest) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 -960 960 960'%3E%3Cpath fill='%2347464f' d='M459-381 314-526q-3-3-4.5-6.5T308-540q0-8 5.5-14t14.5-6h304q9 0 14.5 6t5.5 14q0 2-6 14L501-381q-5 5-10 7t-11 2q-6 0-11-2t-10-7Z'/%3E%3C/svg%3E") right 12px center / 24px no-repeat;
}
.form-control:hover, .md-input:hover, .md-select:hover { border-color: var(--md-on-surface); }
.form-control:focus, .md-input:focus, .md-select:focus { outline: none; border-color: var(--md-primary); box-shadow: inset 0 0 0 1px var(--md-primary); }
.form-control::placeholder, .md-input::placeholder { color: var(--md-on-surface-variant); opacity: .8; }
.form-control.is-invalid, .form-control[aria-invalid="true"], .md-input[aria-invalid="true"] { border-color: var(--md-error); box-shadow: inset 0 0 0 1px var(--md-error); }
.form-group > label span { font-weight: 400; color: var(--md-on-surface-variant); }
.lb-pl-field-error, .md-field__error { min-height: 0; color: var(--md-error); font-size: .75rem; line-height: 1.33; letter-spacing: .033em; }
.lb-pl-field-error:empty, .md-field__error:empty { display: none; }
.md-field__help, .form-group > small:not(.lb-pl-field-error), .form-text { color: var(--md-on-surface-variant); font-size: .75rem; line-height: 1.33; }
.md-check, .lb-consent, .lb-pl-consent { display: grid; grid-template-columns: 24px minmax(0, 1fr); gap: 12px; align-items: start; font-size: .875rem; line-height: 1.5; color: var(--md-on-surface-variant); }
.md-check input[type="checkbox"], .lb-consent input[type="checkbox"], .lb-pl-consent input[type="checkbox"], .md-checkbox {
  -webkit-appearance: none; appearance: none; width: 20px; height: 20px; margin: 2px 2px 0; border: 2px solid var(--md-on-surface-variant); border-radius: 3px;
  background: transparent; display: grid; place-items: center; cursor: pointer;
}
.md-check input[type="checkbox"]:checked, .lb-consent input[type="checkbox"]:checked, .lb-pl-consent input[type="checkbox"]:checked, .md-checkbox:checked {
  border-color: var(--md-primary);
  background: var(--md-primary) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 -960 960 960'%3E%3Cpath fill='%23ffffff' d='m382-354 339-339q12-12 28-12t28 12q12 12 12 28.5T777-636L410-268q-12 12-28 12t-28-12L182-440q-12-12-11.5-28.5T183-497q12-12 28.5-12t28.5 12l142 143Z'/%3E%3C/svg%3E") center / 16px no-repeat;
}
.md-check input[aria-invalid="true"], .lb-consent input.is-invalid { border-color: var(--md-error); }
.md-check a, .lb-consent a { font-weight: 500; }

/* Enquiry forms rendered by loanbazzaar.js (two steps, status, WhatsApp hand-off). */
.lb-form-card {
  position: relative; padding: 24px; border-radius: var(--md-shape-xl);
  background: var(--md-surface-container-lowest); box-shadow: var(--md-elev-2);
}
@media (min-width: 600px) { .lb-form-card { padding: 32px; } }
.lb-form-card__head { margin-bottom: 20px; }
.lb-form-card__head h2, .lb-form-card__head h3 { font-size: 1.375rem; line-height: 1.27; font-weight: 500; margin-bottom: 6px; }
.lb-form-card__head p { margin: 0; color: var(--md-on-surface-variant); font-size: .875rem; }
.lb-form-card { container-type: inline-size; }
.lb-pl-form-grid, .lb-form-grid { display: grid; grid-template-columns: minmax(0, 1fr); gap: 16px; }
@container (min-width: 540px) {
  .lb-pl-form-grid, .lb-form-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .lb-pl-span-2, .lb-span-2, .lb-pl-form-grid > .lb-consent, .lb-form-grid > .lb-consent, .lb-pl-form-grid > .lb-pl-consent { grid-column: 1 / -1; }
}
.lb-form-step { min-width: 0; margin: 0; padding: 0; border: 0; display: grid; gap: 16px; }
.lb-form-step > legend { padding: 0; margin: 0 0 4px; font-size: 1rem; font-weight: 500; color: var(--md-on-surface); outline: none; }
.lb-form-progress {
  display: inline-flex; align-items: center; min-height: 28px; margin: 0 0 16px; padding: 4px 12px; border-radius: var(--md-shape-sm);
  background: var(--md-secondary-container); color: var(--md-on-secondary-container); font-size: .75rem; font-weight: 500; letter-spacing: .04em;
}
.lb-form-privacy { margin: 0; color: var(--md-on-surface-variant); font-size: .8125rem; }
.lb-form-next { justify-self: start; min-height: 48px; padding-inline: 28px; }
.lb-form-back { justify-self: start; margin-left: -12px; }
.lb-form-actions, .lb-form-submit { display: flex; flex-wrap: wrap; gap: 12px; align-items: center; margin-top: 4px; }
.lb-form-card button[type="submit"] { min-height: 48px; }
.loanbazzaar-form-status { margin: 12px 0 0; color: var(--md-on-surface-variant); font-size: .875rem; line-height: 1.43; }
.loanbazzaar-form-status:empty { display: none; }
.loanbazzaar-form-status.is-error { color: var(--md-error); }
.loanbazzaar-whatsapp-fallback { margin-top: 12px; text-decoration: none; }
.loanbazzaar-whatsapp-fallback:hover { color: #fff; text-decoration: none; }
.lb-honeypot-input, .lb-honeypot { position: absolute !important; left: -10000px !important; width: 1px !important; height: 1px !important; opacity: 0 !important; }
.cf-turnstile { margin: 8px 0; }
.lb-form-note { margin: 16px 0 0; color: var(--md-on-surface-variant); font-size: .75rem; line-height: 1.5; }

/* Contact-centre form: each field is wrapped in its label (loanbazzaar.js hides groups by label). */
label.form-group { cursor: default; }
.lb-field-label { font-size: .875rem; line-height: 1.43; font-weight: 500; letter-spacing: .007em; color: var(--md-on-surface); }
.lb-field-label span { font-weight: 400; color: var(--md-on-surface-variant); }
[data-contact-centre-form] > .lb-consent, [data-contact-centre-form] .lb-form-step > .lb-consent { margin-top: 4px; }
.lb-topics__label { margin: 24px 0 12px; font-size: .875rem; font-weight: 500; color: var(--md-on-surface); }
.lb-topics .md-chip { cursor: pointer; }
.lb-contact-details { display: grid; gap: 16px; margin: 32px 0 0; padding: 24px; border-radius: var(--md-shape-xl); background: var(--md-surface-container-lowest); box-shadow: inset 0 0 0 1px var(--md-outline-variant); }
.lb-contact-details dt { display: flex; align-items: center; gap: 8px; font-size: .75rem; font-weight: 500; letter-spacing: .05em; text-transform: uppercase; color: var(--md-on-surface-variant); }
.lb-contact-details dt .md-icon { width: 18px; height: 18px; color: var(--md-primary); }
.lb-contact-details dd { margin: 4px 0 0 26px; color: var(--md-on-surface); }
.lb-inline-btn { margin: 8px 0 0 -12px; }

/* ---------- Range slider ---------- */
.md-slider { -webkit-appearance: none; appearance: none; width: 100%; height: 44px; background: transparent; margin: 0; }
.md-slider::-webkit-slider-runnable-track { height: 16px; border-radius: 8px; background: linear-gradient(to right, var(--md-primary) 0 var(--fill, 50%), var(--md-secondary-container) var(--fill, 50%) 100%); }
.md-slider::-moz-range-track { height: 16px; border-radius: 8px; background: var(--md-secondary-container); }
.md-slider::-moz-range-progress { height: 16px; border-radius: 8px; background: var(--md-primary); }
.md-slider::-webkit-slider-thumb { -webkit-appearance: none; width: 4px; height: 44px; margin-top: -14px; border-radius: 2px; background: var(--md-primary); box-shadow: 0 0 0 6px var(--md-surface-container-lowest); }
.md-slider::-moz-range-thumb { width: 4px; height: 44px; border: 0; border-radius: 2px; background: var(--md-primary); box-shadow: 0 0 0 6px var(--md-surface-container-lowest); }
.md-slider:focus-visible { outline: none; }
.md-slider:focus-visible::-webkit-slider-thumb { box-shadow: 0 0 0 6px var(--md-surface-container-lowest), 0 0 0 9px var(--md-primary); }

/* ---------- Tabs ---------- */
.md-tabs { display: flex; gap: 4px; overflow-x: auto; border-bottom: 1px solid var(--md-surface-variant); scrollbar-width: none; }
.md-tabs::-webkit-scrollbar { display: none; }
.md-tab {
  position: relative; flex: none; min-height: 48px; padding: 12px 16px; border: 0; background: transparent; color: var(--md-on-surface-variant);
  font-size: .875rem; font-weight: 500; letter-spacing: .007em; white-space: nowrap; text-decoration: none;
}
.md-tab[aria-selected="true"], .md-tab.is-active { color: var(--md-primary); }
.md-tab[aria-selected="true"]::after, .md-tab.is-active::after { content: ""; position: absolute; left: 12px; right: 12px; bottom: 0; height: 3px; border-radius: 3px 3px 0 0; background: var(--md-primary); }

/* ---------- Breadcrumbs ---------- */
.lb-breadcrumbs ol { display: flex; flex-wrap: wrap; align-items: center; gap: 4px; margin: 0 0 20px; padding: 0; list-style: none; font-size: .875rem; color: var(--md-on-surface-variant); }
.lb-breadcrumbs li { display: inline-flex; align-items: center; gap: 4px; }
.lb-breadcrumbs li + li::before {
  content: ""; width: 18px; height: 18px;
  background: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 -960 960 960'%3E%3Cpath fill='%2347464f' d='M504-480 348-636q-11-11-11-28t11-28q11-11 28-11t28 11l184 184q6 6 8.5 13t2.5 15q0 8-2.5 15t-8.5 13L404-268q-11 11-28 11t-28-11q-11-11-11-28t11-28l156-156Z'/%3E%3C/svg%3E") center / 18px no-repeat;
}
.lb-breadcrumbs a { color: var(--md-on-surface-variant); text-decoration: none; }
.lb-breadcrumbs a:hover { color: var(--md-primary); text-decoration: underline; }
.lb-breadcrumbs [aria-current="page"] { color: var(--md-on-surface); font-weight: 500; }

/* ---------- Top app bar ---------- */
.lb-skip-link { position: absolute; left: 16px; top: -100px; z-index: 1000; padding: 12px 20px; border-radius: var(--md-shape-full); background: var(--md-primary); color: var(--md-on-primary); font-weight: 500; text-decoration: none; }
.lb-skip-link:focus { top: 12px; }
.lb-appbar {
  position: sticky; top: 0; z-index: 100; background: var(--md-surface);
  transition: background-color var(--md-dur-medium) var(--md-ease), box-shadow var(--md-dur-medium) var(--md-ease);
}
.lb-appbar.is-scrolled { background: var(--md-surface-container); box-shadow: 0 1px 0 var(--md-outline-variant); }
.lb-appbar__inner { display: flex; align-items: center; gap: 8px; min-height: var(--lb-appbar-height); }
.lb-appbar__brand { display: inline-flex; align-items: center; flex: none; margin-right: auto; padding: 4px 0; border-radius: var(--md-shape-sm); }
.lb-appbar__brand img { width: 150px; height: 50px; }
@media (min-width: 1240px) { .lb-appbar__brand img { width: 168px; height: 56px; } }
.lb-appbar__menu-btn { margin-left: -8px; }
.lb-appbar__actions { display: flex; align-items: center; gap: 8px; }
.lb-appbar__cta { display: none; }
.lb-appbar__phone { display: none; }
.lb-nav { display: none; }
@media (min-width: 600px) { .lb-appbar__cta { display: inline-flex; } }
@media (min-width: 1180px) {
  .lb-appbar__menu-btn { display: none; }
  .lb-appbar__brand { margin-right: 16px; }
  .lb-nav { display: flex; flex: 1 1 auto; }
}
@media (min-width: 1320px) { .lb-appbar__phone { display: inline-flex; } }
.lb-appbar__phone { align-items: center; gap: 8px; min-height: 40px; padding: 0 12px; border-radius: var(--md-shape-full); color: var(--md-on-surface); font-weight: 500; font-size: .875rem; text-decoration: none; white-space: nowrap; }
.lb-appbar__phone:hover { background: color-mix(in srgb, var(--md-on-surface) 8%, transparent); text-decoration: none; }
.lb-appbar__phone .md-icon { width: 20px; height: 20px; color: var(--md-primary); }
.lb-nav__list { display: flex; align-items: center; gap: 2px; margin: 0; padding: 0; list-style: none; }
.lb-nav__item { position: static; }
.lb-nav__link {
  position: relative; isolation: isolate; overflow: hidden;
  display: inline-flex; align-items: center; gap: 2px; min-height: 40px; padding: 8px 12px; border: 0; border-radius: var(--md-shape-full);
  background: transparent; color: var(--md-on-surface-variant); font-size: .875rem; font-weight: 500; letter-spacing: .007em; text-decoration: none; white-space: nowrap;
}
.lb-nav__link::after { content: ""; position: absolute; inset: 0; z-index: -1; border-radius: inherit; background: currentColor; opacity: 0; transition: opacity var(--md-dur-short) var(--md-ease); }
.lb-nav__link:hover::after { opacity: .08; }
.lb-nav__link .md-icon { width: 20px; height: 20px; transition: transform var(--md-dur-short) var(--md-ease); }
.lb-nav__link[aria-expanded="true"] .md-icon { transform: rotate(180deg); }
.lb-nav__link:hover { color: var(--md-on-surface); text-decoration: none; }
.lb-nav__link.is-active, .lb-nav__link[aria-expanded="true"] { background: var(--md-secondary-container); color: var(--md-on-secondary-container); }
.lb-mega {
  position: absolute; left: 0; right: 0; top: 100%; z-index: 90;
  padding: 8px 0 24px; background: var(--md-surface-container);
  box-shadow: 0 1px 0 var(--md-outline-variant), 0 12px 24px -12px rgba(0, 0, 0, .25);
}
.lb-mega__inner { display: grid; gap: 24px; grid-template-columns: minmax(0, 1fr) 300px; align-items: start; padding-top: 8px; }
.lb-mega__inner--full { grid-template-columns: minmax(0, 1fr); }
.lb-mega__groups { display: grid; gap: 8px 24px; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); }
.lb-mega__group--wide { grid-column: span 2; }
.lb-mega__list { display: grid; gap: 2px; margin: 0; padding: 0; list-style: none; grid-template-columns: repeat(auto-fill, minmax(240px, 1fr)); }
.lb-mega__title { margin: 8px 0 4px; padding: 0 16px; font-size: .875rem; font-weight: 500; color: var(--md-on-surface-variant); }
.lb-mega__aside { padding: 24px; border-radius: var(--md-shape-xl); background: var(--md-primary-container); color: var(--md-on-primary-container); }
.lb-mega__aside-title { margin: 0 0 8px; font-size: 1.375rem; line-height: 1.27; font-weight: 500; color: inherit; }
.lb-mega__aside p { font-size: .9375rem; }
.lb-mega__aside p:not(.lb-mega__aside-title) { opacity: .86; margin-bottom: 20px; }
.lb-menu-item {
  position: relative; isolation: isolate; overflow: hidden;
  display: grid; grid-template-columns: 40px minmax(0, 1fr); gap: 16px; align-items: center;
  padding: 12px 16px; border-radius: var(--md-shape-lg); color: var(--md-on-surface); text-decoration: none;
}
.lb-menu-item::after { content: ""; position: absolute; inset: 0; z-index: -1; background: currentColor; opacity: 0; transition: opacity var(--md-dur-short) var(--md-ease); }
.lb-menu-item:hover::after { opacity: .08; }
.lb-menu-item:hover { text-decoration: none; }
.lb-menu-item[aria-current="page"] { background: var(--md-secondary-container); color: var(--md-on-secondary-container); }
.lb-menu-item__icon { display: grid; place-items: center; width: 40px; height: 40px; border-radius: var(--md-shape-md); background: var(--md-surface-container-lowest); color: var(--md-primary); }
.lb-menu-item__icon .md-icon { width: 22px; height: 22px; }
.lb-menu-item__title { display: block; font-weight: 500; }
.lb-menu-item__text { display: block; color: var(--md-on-surface-variant); font-size: .8125rem; line-height: 1.4; margin-top: 2px; }

/* ---------- Navigation drawer ---------- */
.lb-drawer { position: fixed; inset: 0; z-index: 200; visibility: hidden; }
.lb-drawer.is-open { visibility: visible; }
.lb-drawer__scrim { position: absolute; inset: 0; background: var(--md-scrim); opacity: 0; transition: opacity var(--md-dur-medium) var(--md-ease); }
.lb-drawer.is-open .lb-drawer__scrim { opacity: .32; }
.lb-drawer__panel {
  position: absolute; top: 0; bottom: 0; left: 0; width: min(360px, 88vw); overflow-y: auto; overscroll-behavior: contain;
  padding: 12px 12px 32px; border-radius: 0 var(--md-shape-lg) var(--md-shape-lg) 0; background: var(--md-surface-container-low);
  transform: translateX(-100%); transition: transform var(--md-dur-medium) var(--md-ease-decel);
}
.lb-drawer.is-open .lb-drawer__panel { transform: none; }
.lb-drawer__head { display: flex; align-items: center; justify-content: space-between; gap: 8px; padding: 4px 4px 8px 16px; }
.lb-drawer__head img { width: 132px; height: 44px; }
.lb-drawer__section { padding: 8px 0; }
.lb-drawer__section + .lb-drawer__section { border-top: 1px solid var(--md-outline-variant); }
.lb-drawer__headline { margin: 0; padding: 12px 16px 8px; font-size: .875rem; font-weight: 500; color: var(--md-on-surface-variant); }
.lb-drawer__item {
  position: relative; isolation: isolate; overflow: hidden;
  display: flex; align-items: center; gap: 12px; min-height: 52px; padding: 0 16px; border-radius: var(--md-shape-full);
  color: var(--md-on-surface-variant); font-size: .9375rem; font-weight: 500; text-decoration: none;
}
.lb-drawer__item::after { content: ""; position: absolute; inset: 0; z-index: -1; background: currentColor; opacity: 0; }
.lb-drawer__item:hover::after { opacity: .08; }
.lb-drawer__item .md-icon { color: var(--md-on-surface-variant); }
.lb-drawer__item[aria-current="page"] { background: var(--md-secondary-container); color: var(--md-on-secondary-container); }
.lb-drawer__item[aria-current="page"] .md-icon { color: inherit; }
.lb-drawer__cta { display: grid; gap: 8px; padding: 8px 8px 16px; }
.lb-drawer__quick { display: grid; grid-template-columns: 1fr 1fr; gap: 8px; }
html.lb-no-scroll { overflow: hidden; }

/* ---------- Mobile action bar ---------- */
.lb-actionbar {
  position: fixed; left: 0; right: 0; bottom: 0; z-index: 90;
  display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 8px;
  padding: 8px 12px calc(8px + env(safe-area-inset-bottom)); background: var(--md-surface-container);
  box-shadow: 0 -1px 0 var(--md-outline-variant);
}
.lb-actionbar a {
  position: relative; isolation: isolate; overflow: hidden;
  display: flex; flex-direction: column; align-items: center; gap: 2px; padding: 6px 4px; border-radius: var(--md-shape-lg);
  color: var(--md-on-surface-variant); font-size: .75rem; font-weight: 500; letter-spacing: .04em; text-decoration: none;
}
.lb-actionbar a::after { content: ""; position: absolute; inset: 0; z-index: -1; background: currentColor; opacity: 0; }
.lb-actionbar a:active::after { opacity: .12; }
.lb-actionbar__primary { background: var(--md-primary); color: var(--md-on-primary) !important; }
.lb-actionbar__whatsapp .md-icon { color: var(--md-whatsapp); }
body { padding-bottom: 76px; }
@media (min-width: 905px) {
  .lb-actionbar { display: none; }
  body { padding-bottom: 0; }
}

/* ---------- Hero ---------- */
.lb-hero { position: relative; padding-block: 24px 48px; background: var(--md-surface-container-low); overflow: hidden; }
@media (min-width: 905px) { .lb-hero { padding-block: 40px 72px; } }
.lb-hero__grid { display: grid; gap: 32px; align-items: center; }
@media (min-width: 905px) { .lb-hero__grid { grid-template-columns: minmax(0, 1.08fr) minmax(0, 1fr); gap: 48px; } }
.lb-hero__grid--form { align-items: start; }
@media (min-width: 905px) { .lb-hero__grid--form { grid-template-columns: minmax(0, 1fr) minmax(360px, 460px); } }
.lb-hero h1 { margin-bottom: 1rem; }
.lb-hero .md-lead { margin-bottom: 1.5rem; max-width: 640px; }
.lb-hero__facts { display: flex; flex-wrap: wrap; gap: 8px; margin: 0 0 24px; padding: 0; list-style: none; }
.lb-hero__media { position: relative; }
.lb-hero__media img { width: 100%; aspect-ratio: 4 / 3; object-fit: cover; border-radius: var(--md-shape-xl); background: var(--md-surface-container-high); }
.lb-hero__note { margin: 16px 0 0; color: var(--md-on-surface-variant); font-size: .8125rem; max-width: 640px; }
.lb-hero--home { background:
  radial-gradient(120% 90% at 100% 0%, var(--md-primary-container) 0%, rgba(228, 223, 255, 0) 55%),
  var(--md-surface-container-low); }
.lb-hero--home h1 { font-size: clamp(2.25rem, 1.5rem + 3vw, 3.5rem); line-height: 1.1; letter-spacing: -.012em; }
.lb-hero__trust { display: flex; flex-wrap: wrap; gap: 8px 20px; margin: 24px 0 0; padding: 0; list-style: none; color: var(--md-on-surface-variant); font-size: .875rem; }
.lb-hero__trust li { display: inline-flex; align-items: center; gap: 8px; }
.lb-hero__trust .md-icon { width: 20px; height: 20px; color: var(--md-primary); }
.lb-hero__badge {
  position: absolute; left: 16px; bottom: 16px; right: 16px; display: flex; align-items: center; gap: 12px; max-width: 360px;
  padding: 12px 16px; border-radius: var(--md-shape-lg); background: var(--md-surface-container-lowest); box-shadow: var(--md-elev-2);
  font-size: .875rem; line-height: 1.4; color: var(--md-on-surface);
}
a.lb-hero__badge { text-decoration: none; transition: box-shadow var(--md-dur-short) var(--md-ease); }
a.lb-hero__badge:hover { box-shadow: var(--md-elev-3); text-decoration: none; }
.lb-hero__badge strong { display: block; font-weight: 500; }
.lb-hero__badge span { color: var(--md-on-surface-variant); }

/* Feature trio: Return Gift, Ghar Baithe Loan, Partner Spot Payment. */
.lb-features { margin-top: -24px; position: relative; z-index: 2; }
.lb-feature { padding: 24px; border-radius: var(--md-shape-xl); color: var(--md-on-surface); }
.lb-feature--gift { background: var(--md-tertiary-container); color: var(--md-on-tertiary-container); }
.lb-feature--home { background: var(--md-primary-container); color: var(--md-on-primary-container); }
.lb-feature--partner { background: var(--md-secondary-container); color: var(--md-on-secondary-container); }
.lb-feature .md-icon-badge { background: var(--md-surface-container-lowest); color: inherit; margin-bottom: 16px; }
.lb-feature h3 { color: inherit; margin-bottom: .25rem; }
.lb-feature__tagline { font-weight: 500; margin-bottom: .5rem; }
.lb-feature p { color: inherit; opacity: .88; }
.lb-feature .md-card__link { color: inherit; margin-top: 16px; }
.lb-feature__terms { margin-top: 12px; font-size: .75rem; line-height: 1.4; opacity: .78; }

/* ---------- Facts, steps, stats ---------- */
.lb-facts { display: grid; gap: 12px; grid-template-columns: repeat(auto-fit, minmax(min(100%, 220px), 1fr)); margin: 0; padding: 0; list-style: none; }
.lb-fact { display: flex; gap: 14px; align-items: center; padding: 16px; border-radius: var(--md-shape-lg); background: var(--md-surface-container-lowest); box-shadow: inset 0 0 0 1px var(--md-outline-variant); }
.lb-fact__value { display: block; font-size: 1.125rem; line-height: 1.3; font-weight: 500; color: var(--md-on-surface); }
.lb-fact__label { display: block; font-size: .8125rem; line-height: 1.35; color: var(--md-on-surface-variant); }
.lb-steps { display: grid; gap: 16px; margin: 0; padding: 0; list-style: none; counter-reset: step; }
@media (min-width: 600px) { .lb-steps { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (min-width: 905px) { .lb-steps--4 { grid-template-columns: repeat(4, minmax(0, 1fr)); } .lb-steps--3, .lb-steps--5 { grid-template-columns: repeat(3, minmax(0, 1fr)); } }
@media (min-width: 1240px) { .lb-steps--5 { grid-template-columns: repeat(5, minmax(0, 1fr)); } .lb-steps--5 .lb-step { padding: 20px; } }
.lb-step { counter-increment: step; position: relative; padding: 24px; border-radius: var(--md-shape-lg); background: var(--md-surface-container-lowest); box-shadow: inset 0 0 0 1px var(--md-outline-variant); }
.lb-step::before {
  content: counter(step); display: grid; place-items: center; width: 40px; height: 40px; margin-bottom: 16px; border-radius: 50%;
  background: var(--md-primary); color: var(--md-on-primary); font-weight: 500;
}
.lb-step h3 { font-size: 1.125rem; margin-bottom: .375rem; }
.lb-step p { margin: 0; color: var(--md-on-surface-variant); font-size: .9375rem; }

/* ---------- Content blocks ---------- */
.lb-prose { max-width: 760px; }
.lb-prose h2 { margin-top: 2.5rem; }
.lb-prose > .md-eyebrow { color: var(--md-primary); }
.lb-prose > .md-eyebrow + h2 { margin-top: 0; }
.lb-prose h3 { margin-top: 2rem; font-size: 1.25rem; }
.lb-prose p, .lb-prose li { color: var(--md-on-surface-variant); }
.lb-prose li + li { margin-top: .4rem; }
.lb-prose .md-chip-set li + li { margin-top: 0; }
.lb-prose strong { color: var(--md-on-surface); font-weight: 500; }
.lb-media { border-radius: var(--md-shape-xl); overflow: hidden; background: var(--md-surface-container-high); }
.lb-media img { width: 100%; height: 100%; object-fit: cover; }
.lb-panel { padding: 24px; border-radius: var(--md-shape-xl); background: var(--md-surface-container-lowest); box-shadow: inset 0 0 0 1px var(--md-outline-variant); }
@media (min-width: 905px) { .lb-panel { padding: 32px; } }
.lb-panel h3 { font-size: 1.25rem; }
.lb-two-col-list { columns: 1; }
@media (min-width: 600px) { .lb-two-col-list { columns: 2; column-gap: 32px; } .lb-two-col-list li { break-inside: avoid; } }

/* Calculator result card */
.lb-calc { display: grid; gap: 24px; }
@media (min-width: 905px) { .lb-calc { grid-template-columns: minmax(0, 1.2fr) minmax(0, 1fr); align-items: start; } }
.lb-calc__form { display: grid; gap: 20px; padding: 24px; border-radius: var(--md-shape-xl); background: var(--md-surface-container-lowest); box-shadow: inset 0 0 0 1px var(--md-outline-variant); }
.lb-calc__row { display: grid; gap: 4px; }
.lb-calc__row label { display: flex; justify-content: space-between; gap: 12px; font-weight: 500; font-size: .875rem; }
.lb-calc__row output, .lb-calc__row .lb-calc__value { color: var(--md-primary); font-weight: 500; }
.lb-calc__label-row { display: flex; align-items: center; justify-content: space-between; gap: 12px; }
.lb-calc__label-row label { flex: 1 1 auto; }
.lb-calc__input.form-control { flex: none; width: 148px; min-height: 44px; padding: 8px 12px; text-align: right; font-weight: 500; color: var(--md-primary); }
.lb-calc__range { display: flex; justify-content: space-between; gap: 12px; margin-top: -4px; font-size: .75rem; color: var(--md-on-surface-variant); }
.lb-calc__note { margin: 16px 0 0; font-size: .75rem; line-height: 1.5; opacity: .86; }
.lb-calc__form > .md-btn { justify-self: start; }
.lb-calc__result { padding: 28px; border-radius: var(--md-shape-xl); background: var(--md-primary); color: var(--md-on-primary); }
.lb-calc__result span { display: block; opacity: .86; font-size: .875rem; }
.lb-calc__result strong { display: block; margin: 4px 0 20px; font-size: clamp(2rem, 1.6rem + 1.6vw, 2.75rem); line-height: 1.15; font-weight: 400; }
.lb-calc__result dl { display: grid; gap: 12px; margin: 0; }
.lb-calc__result dl div { display: flex; justify-content: space-between; gap: 12px; padding-top: 12px; border-top: 1px solid rgba(255, 255, 255, .24); }
.lb-calc__result dt { opacity: .86; }
.lb-calc__result dd { margin: 0; font-weight: 500; }
.lb-calc__result .md-btn { margin-top: 20px; }
.lb-calc__line { margin: 12px 0 0; padding-top: 12px; border-top: 1px solid rgba(255, 255, 255, .24); font-weight: 500; }
.lb-calc__head h3 { margin: 0 0 4px; font-size: 1.375rem; line-height: 1.3; font-weight: 400; }
.lb-calc__head p { margin: 0; font-size: .875rem; color: var(--md-on-surface-variant); }
.lb-calc__disclaimer { margin: 16px 0 0; font-size: .75rem; color: var(--md-on-surface-variant); }
/* Calculator hub: Material tabs over four calculators. loanbazzaar.js switches .is-active. */
.lb-hub__tabs { margin-bottom: 24px; }
.lb-hub__tabs .md-tab { display: inline-flex; align-items: center; gap: 8px; cursor: pointer; }
.lb-hub__panel:not(.is-active) { display: none; }
.lb-hub__tab-short { display: none; }
@media (max-width: 599px) {
  .lb-hub__tabs .md-tab { padding: 12px 10px; }
  .lb-hub__tabs .md-tab .md-icon, .lb-hub__tab-long { display: none; }
  .lb-hub__tab-short { display: inline; }
}
@media (min-width: 905px) { .lb-calc__result { position: sticky; top: calc(var(--lb-appbar-height) + 24px); } }

/* Areas served */
.lb-areas { display: grid; gap: 16px; }
@media (min-width: 905px) { .lb-areas { grid-template-columns: minmax(0, 1.1fr) minmax(0, 1fr); align-items: start; } }
.lb-office-card { display: flex; flex-direction: column; gap: 12px; padding: 24px; border-radius: var(--md-shape-xl); background: var(--md-surface-container-lowest); box-shadow: inset 0 0 0 1px var(--md-outline-variant); }
.lb-office-card h3 { margin-bottom: 0; }
.lb-office-card address { color: var(--md-on-surface-variant); }
.lb-office-card__landmark { display: flex; align-items: center; gap: 8px; margin: 0; color: var(--md-on-surface-variant); }
.lb-office-card__landmark .md-icon { width: 20px; height: 20px; }
.lb-office-map { display: block; width: 100%; height: 400px; margin-bottom: 24px; border: 0; border-radius: var(--md-shape-xl); background: var(--md-surface-container-high); }
@media (max-width: 767px) { .lb-office-map { height: 300px; } }

/* Related links / interlinking */
.lb-related { display: grid; gap: 12px; grid-template-columns: repeat(auto-fill, minmax(min(100%, 340px), 1fr)); }
.lb-related a {
  position: relative; isolation: isolate; overflow: hidden; display: flex; align-items: center; gap: 14px;
  padding: 16px; border-radius: var(--md-shape-lg); background: var(--md-surface-container-lowest); box-shadow: inset 0 0 0 1px var(--md-outline-variant);
  color: var(--md-on-surface); font-weight: 500; text-decoration: none;
}
.lb-related a::after { content: ""; position: absolute; inset: 0; z-index: -1; background: currentColor; opacity: 0; }
.lb-related a:hover::after { opacity: .06; }
.lb-related a small, .lb-related__text { display: block; font-weight: 400; color: var(--md-on-surface-variant); font-size: .8125rem; line-height: 1.4; margin-top: 2px; }
.lb-related__title { display: block; font-weight: 500; }
.lb-related { margin: 0; padding: 0; list-style: none; }
.lb-related .md-icon-badge { width: 40px; height: 40px; border-radius: var(--md-shape-md); }
.lb-related .md-icon-badge .md-icon { width: 20px; height: 20px; }

/* CTA band */
.lb-cta-band { padding: 32px 24px; border-radius: var(--md-shape-xl); background: var(--md-primary); color: var(--md-on-primary); }
@media (min-width: 905px) { .lb-cta-band { display: grid; grid-template-columns: minmax(0, 1.4fr) auto; gap: 32px; align-items: center; padding: 48px; } }
.lb-cta-band h2 { color: inherit; margin-bottom: .5rem; }
.lb-cta-band p { margin: 0; opacity: .9; }
.lb-cta-band .md-btn-row { margin-top: 24px; }
@media (min-width: 905px) { .lb-cta-band .md-btn-row { margin-top: 0; justify-content: flex-end; } }
.lb-disclaimer { margin-top: 24px; }
.lb-disclaimer-wrap { padding-bottom: var(--lb-section-space); }

/* Team */
.lb-person { display: flex; flex-direction: column; overflow: hidden; border-radius: var(--md-shape-xl); background: var(--md-surface-container-lowest); box-shadow: inset 0 0 0 1px var(--md-outline-variant); }
.lb-person img { width: 100%; aspect-ratio: 4 / 5; object-fit: cover; object-position: top; background: var(--md-surface-container-high); }
.lb-person__body { padding: 20px 20px 24px; }
.lb-person__body h3 { font-size: 1.25rem; margin-bottom: .25rem; }
.lb-person__role { color: var(--md-primary); font-weight: 500; font-size: .875rem; margin-bottom: .5rem; }
.lb-person__body p { color: var(--md-on-surface-variant); font-size: .9375rem; margin: 0; }

/* Blog cards */
.lb-post-card .md-card__media { aspect-ratio: 16 / 10; }
.lb-post-card time { color: var(--md-on-surface-variant); font-size: .8125rem; }

/* ---------- Page templates ---------- */
/* Loan page hero: copy and benefits on the left, the enquiry form on the right. */
.lb-hero--product { background:
  radial-gradient(90% 80% at 100% 0%, rgba(228, 223, 255, .85) 0%, rgba(228, 223, 255, 0) 60%),
  var(--md-surface-container-low); }
.lb-hero__grid--form > * { min-width: 0; }
.lb-hero__points { margin: 0 0 24px; }
.lb-hero__points li { color: var(--md-on-surface); }
.lb-hero .md-chip-set { margin-bottom: 20px; }
.lb-perks { display: grid; gap: 12px; margin: 28px 0 0; padding: 0; list-style: none; }
@media (min-width: 600px) { .lb-perks { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
.lb-perk {
  position: relative; isolation: isolate; overflow: hidden; display: flex; gap: 12px; align-items: center; height: 100%;
  padding: 12px 16px; border-radius: var(--md-shape-lg); background: var(--md-surface-container-lowest);
  box-shadow: inset 0 0 0 1px var(--md-outline-variant); color: var(--md-on-surface); text-decoration: none;
}
.lb-perk::after { content: ""; position: absolute; inset: 0; z-index: -1; background: currentColor; opacity: 0; transition: opacity var(--md-dur-short) var(--md-ease); }
.lb-perk:hover { text-decoration: none; }
.lb-perk:hover::after { opacity: .06; }
.lb-perk strong { display: block; font-weight: 500; font-size: .9375rem; }
.lb-perk small { display: block; color: var(--md-on-surface-variant); font-size: .8125rem; line-height: 1.4; }
.lb-form-card__kicker { margin-bottom: 12px; }
@media (min-width: 905px) { .lb-hero__grid--form .lb-form-card { margin-top: 8px; } }

/* Simple page header for company, help and legal pages. */
.lb-hero--page { padding-block: 24px 40px; }
@media (min-width: 905px) { .lb-hero--page { padding-block: 32px 56px; } }
.lb-hero--page .md-lead { max-width: 760px; }

/* Blocks */
.lb-block-note { margin: 16px 0 0; color: var(--md-on-surface-variant); font-size: .8125rem; line-height: 1.5; }
.lb-card-outline { box-shadow: inset 0 0 0 1px var(--md-outline-variant); }
.lb-panel__title { display: flex; align-items: center; gap: 12px; margin-bottom: 12px; }
.lb-panel > .md-muted { font-size: .9375rem; }
.lb-hinglish { margin-top: 40px; }
.lb-hinglish h3 { margin-bottom: 12px; font-size: 1.125rem; }
@media (min-width: 905px) {
  .lb-split--image-start { grid-template-columns: minmax(0, 1fr) minmax(0, 1.25fr); }
  .lb-split--image-start > .lb-media { order: -1; }
}
.lb-split .lb-media img { aspect-ratio: 4 / 3; }

/* Photo grid, map and plain page header */
.lb-gallery { display: grid; gap: 12px; margin: 0; padding: 0; list-style: none; grid-template-columns: repeat(2, minmax(0, 1fr)); }
@media (min-width: 905px) { .lb-gallery { grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 16px; } }
.lb-gallery img { width: 100%; aspect-ratio: 1; object-fit: cover; border-radius: var(--md-shape-lg); background: var(--md-surface-container-high); }
.lb-map-grid { display: grid; gap: 16px; }
@media (min-width: 905px) { .lb-map-grid { grid-template-columns: minmax(0, 1.4fr) minmax(0, 1fr); align-items: start; } .lb-map-grid .lb-office-map { margin-bottom: 0; } }
.lb-hero--plain .md-lead { max-width: 760px; }

/* Loan cards */
.lb-product__facts { display: flex; flex-wrap: wrap; gap: 6px; margin: 16px 0 0; padding: 0; list-style: none; }
.lb-product__facts li {
  padding: 4px 10px; border-radius: var(--md-shape-sm); background: var(--md-surface-container-high);
  color: var(--md-on-surface); font-size: .8125rem; line-height: 1.4; font-weight: 500;
}
.lb-product__note { margin: 8px 0 0; font-size: .75rem; line-height: 1.4; color: var(--md-on-surface-variant); }
.lb-product--help .md-icon-badge { background: var(--md-surface-container-lowest); color: var(--md-primary); }

/* Benefit cards */
.lb-feature { display: flex; flex-direction: column; }
.lb-feature > p:nth-of-type(2) { flex: 1 1 auto; }
.lb-feature:has(.lb-feature__points) > p:nth-of-type(2) { flex: none; }
.lb-feature__points { flex: 1 1 auto; display: grid; align-content: start; gap: 8px; margin: 16px 0 0; padding: 0; list-style: none; }
.lb-feature__points li { display: flex; align-items: flex-start; gap: 8px; font-weight: 500; }
.lb-feature__points .md-icon { width: 20px; height: 20px; }
.lb-feature.is-current { box-shadow: inset 0 0 0 2px currentColor; }

/* Help centre (FAQ page): search bar, topic navigation, popular questions and accordion groups.
   The accordion uses buttons and hidden panels because loanbazzaar.js (initFaqHelpCentre) drives it. */
.lb-hero--help { background:
  radial-gradient(110% 90% at 100% 0%, var(--md-primary-container) 0%, rgba(228, 223, 255, 0) 55%),
  var(--md-surface-container-low); }
.lb-hero--help h1 { max-width: 880px; }
.lb-search {
  display: flex; align-items: center; gap: 8px; max-width: 720px; min-height: 56px; margin-top: 8px; padding: 4px 4px 4px 16px;
  border-radius: var(--md-shape-full); background: var(--md-surface-container-lowest);
  box-shadow: var(--md-elev-1), inset 0 0 0 1px var(--md-outline-variant);
}
.lb-search:focus-within { box-shadow: var(--md-elev-2), inset 0 0 0 2px var(--md-primary); }
.lb-search__icon { color: var(--md-on-surface-variant); }
.lb-search__input { flex: 1 1 auto; min-width: 0; height: 48px; padding: 0; border: 0; background: transparent; font: inherit; font-size: 1rem; color: var(--md-on-surface); outline: none; }
.lb-search__input::placeholder { color: var(--md-on-surface-variant); opacity: 1; }
.lb-search .md-btn { flex: none; }
@media (max-width: 599px) { .lb-search { padding-left: 12px; } .lb-search .md-btn { padding-inline: 16px; } }

.lb-help { padding-top: 40px; }
@media (min-width: 905px) { .lb-help { padding-top: 56px; } }
.lb-help__layout { display: grid; gap: 24px; grid-template-columns: minmax(0, 1fr); }
.lb-help__layout > * { min-width: 0; }
@media (min-width: 1040px) { .lb-help__layout { grid-template-columns: 264px minmax(0, 1fr); gap: 48px; align-items: start; } }
.lb-help__nav-title { margin: 0 0 8px; font-size: .875rem; line-height: 1.43; font-weight: 500; letter-spacing: .007em; color: var(--md-on-surface-variant); }
.lb-help__nav ul { margin: 0; padding: 0; list-style: none; }
.lb-help__topic { text-decoration: none; }
.lb-help__topic:hover { text-decoration: none; }
@media (max-width: 1039px) {
  .lb-help__nav ul {
    display: flex; gap: 8px; overflow-x: auto; margin-inline: calc(var(--lb-gutter) * -1); padding: 0 var(--lb-gutter) 4px;
    scrollbar-width: none; scroll-snap-type: x proximity; scroll-padding-inline: var(--lb-gutter);
  }
  .lb-help__nav ul::-webkit-scrollbar { display: none; }
  .lb-help__nav li { scroll-snap-align: start; }
  .lb-help__topic {
    position: relative; isolation: isolate; overflow: hidden; display: inline-flex; align-items: center; gap: 8px; height: 32px; padding: 0 16px 0 8px;
    border-radius: var(--md-shape-sm); box-shadow: inset 0 0 0 1px var(--md-outline-variant);
    white-space: nowrap; font-size: .875rem; font-weight: 500; letter-spacing: .007em; color: var(--md-on-surface);
  }
  .lb-help__topic .md-icon { width: 18px; height: 18px; color: var(--md-primary); }
  .lb-help__topic[aria-current="page"] { background: var(--md-secondary-container); box-shadow: none; color: var(--md-on-secondary-container); }
  .lb-help__count { display: none; }
}
@media (min-width: 1040px) {
  .lb-help__nav { position: sticky; top: calc(var(--lb-appbar-height) + 24px); max-height: calc(100vh - var(--lb-appbar-height) - 48px); overflow-y: auto; }
  .lb-help__nav-title { padding-left: 16px; }
  .lb-help__topic {
    position: relative; isolation: isolate; overflow: hidden; display: flex; align-items: center; gap: 12px; min-height: 48px; padding: 0 16px;
    border-radius: var(--md-shape-full); font-size: .875rem; line-height: 1.3; font-weight: 500; letter-spacing: .007em; color: var(--md-on-surface-variant);
  }
  .lb-help__topic .md-icon { width: 20px; height: 20px; }
  .lb-help__topic > span:first-of-type { flex: 1 1 auto; }
  .lb-help__topic[aria-current="page"] { background: var(--md-secondary-container); color: var(--md-on-secondary-container); }
  .lb-help__count { font-size: .75rem; }
}
.lb-help__topic::after { content: ""; position: absolute; inset: 0; z-index: -1; background: currentColor; opacity: 0; transition: opacity var(--md-dur-short) var(--md-ease); }
.lb-help__topic:hover::after { opacity: .08; }

.lb-help__status { display: flex; flex-wrap: wrap; align-items: baseline; justify-content: space-between; gap: 4px 16px; margin-bottom: 20px; font-size: .875rem; color: var(--md-on-surface-variant); }
.lb-help__status p { margin: 0; }
.lb-help__result strong { color: var(--md-on-surface); font-weight: 500; }
.lb-help__popular { margin-bottom: 40px; padding: 24px; border-radius: var(--md-shape-xl); background: var(--md-primary-container); color: var(--md-on-primary-container); }
@media (min-width: 905px) { .lb-help__popular { padding: 32px; } }
.lb-help__popular .md-eyebrow { margin: 0 0 .5rem; color: inherit; font-size: .875rem; }
.lb-help__popular h2 { margin-bottom: 20px; color: inherit; }
.lb-help__popular-list { display: grid; gap: 8px; margin: 0; padding: 0; list-style: none; }
@media (min-width: 600px) { .lb-help__popular-list { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
.lb-help__popular-list a {
  position: relative; isolation: isolate; overflow: hidden; display: flex; align-items: center; gap: 12px; height: 100%; padding: 12px 16px;
  border-radius: var(--md-shape-lg); background: var(--md-surface-container-lowest); color: var(--md-on-surface);
  font-size: .9375rem; line-height: 1.4; font-weight: 500; text-decoration: none;
}
.lb-help__popular-list a::after { content: ""; position: absolute; inset: 0; z-index: -1; background: currentColor; opacity: 0; transition: opacity var(--md-dur-short) var(--md-ease); }
.lb-help__popular-list a:hover::after { opacity: .06; }
.lb-help__popular-list .md-icon { width: 20px; height: 20px; color: var(--md-primary); }

.lb-faq-group + .lb-faq-group { margin-top: 48px; }
.lb-faq-group__head { display: flex; gap: 16px; align-items: flex-start; margin-bottom: 16px; }
.lb-faq-group__head h2 { margin: 0 0 4px; font-size: 1.5rem; line-height: 1.33; }
.lb-faq-group__head p { margin: 0; font-size: .9375rem; color: var(--md-on-surface-variant); }
.lb-faq-item:not([hidden]) ~ .lb-faq-item:not([hidden]) { border-top: 1px solid var(--md-outline-variant); }
.lb-faq-item h3 { margin: 0; font: inherit; }
.lb-faq-item__question {
  position: relative; display: flex; align-items: center; justify-content: space-between; gap: 16px; width: 100%; min-height: 56px; padding: 16px 20px;
  border: 0; background: none; cursor: pointer; text-align: left;
  font: inherit; font-size: 1rem; line-height: 1.5; font-weight: 500; letter-spacing: .009em; color: var(--md-on-surface);
}
.lb-faq-item__question::after {
  content: ""; flex: none; width: 24px; height: 24px; transition: transform var(--md-dur-medium) var(--md-ease);
  background: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 -960 960 960'%3E%3Cpath fill='%2347464f' d='M480-361q-8 0-15-2.5t-13-8.5L268-556q-11-11-11-28t11-28q11-11 28-11t28 11l156 156 156-156q11-11 28-11t28 11q11 11 11 28t-11 28L508-372q-6 6-13 8.5t-15 2.5Z'/%3E%3C/svg%3E") center / 24px no-repeat;
}
.lb-faq-item__question[aria-expanded="true"]::after { transform: rotate(180deg); }
.lb-faq-item__question:hover { background: color-mix(in srgb, var(--md-on-surface) 6%, transparent); }
.lb-faq-item__question:focus-visible { outline: 2px solid var(--md-primary); outline-offset: -2px; }
.lb-faq-item__link { display: inline-flex; align-items: center; gap: 6px; font-weight: 500; }
.lb-faq-item__link .md-icon { width: 18px; height: 18px; }
.lb-faq-item .md-faq__answer p { margin-bottom: .75rem; }
.lb-faq-item .md-faq__answer p:last-child { margin-bottom: 0; }
.lb-faq-group__links { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 16px; }
.lb-faq-group__links .md-btn .md-icon { width: 18px; height: 18px; }
.lb-help__empty { padding: 40px 24px; border-radius: var(--md-shape-xl); background: var(--md-surface-container-low); text-align: center; }
.lb-help__empty .md-icon-badge { margin-bottom: 16px; }
.lb-help__empty h2 { font-size: 1.5rem; }
.lb-help__empty p { max-width: 480px; margin-inline: auto; color: var(--md-on-surface-variant); }
.lb-help__empty .md-btn-row { justify-content: center; margin-top: 20px; }
.lb-help__policies { margin-top: 48px; }
.lb-help__policies .md-eyebrow { margin: 0 0 .5rem; color: var(--md-primary); font-size: .875rem; }
.lb-help__policies > p:not(.md-eyebrow) { color: var(--md-on-surface-variant); }
.lb-help__updated { margin: 16px 0 0; font-size: .8125rem; color: var(--md-on-surface-variant); }

/* Topic filter chips (resource centre, loan guides): a wrapping row that scrolls sideways on phones. */
.lb-filter-chips { margin-top: 20px; }
.lb-filter-chips ul { display: flex; flex-wrap: wrap; gap: 8px; margin: 0; padding: 0; list-style: none; }
.lb-filter-chips .md-chip { background: var(--md-surface-container-lowest); }
.lb-filter-chips .md-chip[aria-current="page"] { background: var(--md-secondary-container); }
.lb-filter-chips .md-chip__count { color: var(--md-on-surface-variant); font-weight: 400; }
@media (max-width: 599px) {
  .lb-filter-chips ul { flex-wrap: nowrap; overflow-x: auto; margin-inline: calc(var(--lb-gutter) * -1); padding: 0 var(--lb-gutter) 4px; scrollbar-width: none; scroll-padding-inline: var(--lb-gutter); }
  .lb-filter-chips ul::-webkit-scrollbar { display: none; }
  .lb-filter-chips .md-chip { white-space: nowrap; }
}

/* Resource cards */
.lb-resource .md-card__icon { margin-bottom: 12px; }
.lb-resource__meta { margin: 0 0 6px; font-size: .75rem; line-height: 1.33; font-weight: 500; letter-spacing: .05em; text-transform: uppercase; color: var(--md-on-surface-variant); }
.lb-resource h3 { font-size: 1.125rem; line-height: 1.4; }

/* Loan guide cards (blog, resource centre, "read before you apply" rows) */
.lb-blog-card {
  position: relative; isolation: isolate; display: flex; flex-direction: column; overflow: hidden;
  border-radius: var(--md-shape-xl); background: var(--md-surface-container-lowest); box-shadow: inset 0 0 0 1px var(--md-outline-variant);
  transition: box-shadow var(--md-dur-short) var(--md-ease);
}
.lb-blog-card:hover { box-shadow: var(--md-elev-2); }
.lb-blog-card:has(.lb-blog-card__link:focus-visible) { outline: 2px solid var(--md-primary); outline-offset: 2px; }
.lb-blog-card__media { aspect-ratio: 16 / 9; overflow: hidden; background: var(--md-surface-container-high); }
.lb-blog-card__media img { width: 100%; height: 100%; object-fit: cover; }
.lb-blog-card__body { display: flex; flex: 1 1 auto; flex-direction: column; padding: 20px 24px 24px; }
.lb-blog-card h3 { margin-bottom: .5rem; font-size: 1.25rem; line-height: 1.3; font-weight: 500; }
.lb-blog-card__link { color: var(--md-on-surface); text-decoration: none; }
.lb-blog-card__link:hover { text-decoration: none; }
.lb-blog-card__link:focus-visible { outline: none; }
.lb-blog-card__link::before { content: ""; position: absolute; inset: 0; z-index: 1; border-radius: inherit; }
.lb-blog-card p { margin: 0; color: var(--md-on-surface-variant); }
.lb-blog-card__body > p:nth-of-type(2) { flex: 1 1 auto; }
.lb-blog-card .lb-blog-card__date { margin-top: 16px; font-size: .8125rem; }

/* Loan guides listing: featured guide, result count, pagination */
.lb-featured-post { display: grid; overflow: hidden; border-radius: var(--md-shape-xl); background: var(--md-primary-container); color: var(--md-on-primary-container); }
@media (min-width: 905px) { .lb-featured-post { grid-template-columns: minmax(0, 1.1fr) minmax(0, 1fr); } }
.lb-featured-post__media { aspect-ratio: 16 / 9; background: var(--md-surface-container-high); }
@media (min-width: 905px) { .lb-featured-post__media { aspect-ratio: auto; min-height: 100%; } }
.lb-featured-post__media img { width: 100%; height: 100%; object-fit: cover; }
.lb-featured-post__body { display: flex; flex-direction: column; align-items: flex-start; gap: 12px; padding: 24px; }
@media (min-width: 905px) { .lb-featured-post__body { justify-content: center; padding: 40px; } }
.lb-featured-post .md-eyebrow { margin: 0; color: inherit; font-size: .875rem; }
.lb-featured-post .md-card__meta { margin: 0; }
.lb-featured-post h2 { margin: 0; font-size: clamp(1.5rem, 1.2rem + 1vw, 2rem); line-height: 1.25; }
.lb-featured-post h2 a { color: inherit; text-decoration: none; }
.lb-featured-post h2 a:hover { text-decoration: underline; }
.lb-featured-post p { margin: 0; opacity: .9; }
.lb-featured-post .md-btn { margin-top: 8px; }
.lb-results-count { margin: 0; color: var(--md-on-surface-variant); font-size: .875rem; }
.lb-results-count strong { color: var(--md-on-surface); font-weight: 500; }
.lb-pagination { display: flex; flex-wrap: wrap; align-items: center; justify-content: center; gap: 8px 16px; margin-top: 40px; }
.lb-pagination ol { display: flex; gap: 4px; margin: 0; padding: 0; list-style: none; }
.lb-pagination__page { display: grid; place-items: center; min-width: 40px; height: 40px; padding: 0 8px; border-radius: var(--md-shape-full); color: var(--md-on-surface); font-weight: 500; text-decoration: none; }
a.lb-pagination__page:hover { background: color-mix(in srgb, var(--md-on-surface) 8%, transparent); text-decoration: none; }
.lb-pagination__page[aria-current="page"] { background: var(--md-secondary-container); color: var(--md-on-secondary-container); }
.lb-pagination [aria-disabled="true"] { opacity: .38; pointer-events: none; }
.lb-subhead { margin: 40px 0 16px; font-size: 1.375rem; line-height: 1.3; }
.lb-section--follow { padding-top: 24px; }

/* Loan guide article */
.lb-article__header { padding-bottom: 32px; }
@media (min-width: 905px) { .lb-article__header { padding-bottom: 48px; } }
.lb-article__header h1 { max-width: 920px; }
.lb-article__header .md-card__meta { margin-bottom: 16px; }
.lb-article__byline { display: flex; flex-wrap: wrap; gap: 4px 20px; margin: 0; font-size: .875rem; color: var(--md-on-surface-variant); }
.lb-article__layout { display: grid; gap: 32px; padding-top: 32px; padding-bottom: var(--lb-section-space); }
@media (min-width: 1040px) {
  .lb-article__layout { grid-template-columns: 260px minmax(0, 760px); column-gap: 56px; row-gap: 40px; justify-content: center; }
  .lb-article__image { grid-column: 1 / -1; }
  .lb-article__aside { position: sticky; top: calc(var(--lb-appbar-height) + 24px); align-self: start; }
}
.lb-article__layout > * { min-width: 0; }
.lb-article__image { margin: 0; }
.lb-article__image img { width: 100%; aspect-ratio: 16 / 9; object-fit: cover; border-radius: var(--md-shape-xl); background: var(--md-surface-container-high); }
@media (min-width: 1040px) { .lb-article__image img { aspect-ratio: 21 / 9; } }
.lb-toc { padding: 20px; border-radius: var(--md-shape-lg); background: var(--md-surface-container-low); }
.lb-toc__title { margin: 0 0 12px; font-size: .875rem; line-height: 1.43; font-weight: 500; letter-spacing: .007em; color: var(--md-on-surface-variant); }
.lb-toc ol { display: grid; gap: 2px; margin: 0; padding: 0; list-style: none; counter-reset: toc; }
.lb-toc a { display: block; padding: 6px 8px; border-radius: var(--md-shape-sm); color: var(--md-on-surface); font-size: .9375rem; line-height: 1.4; text-decoration: none; }
.lb-toc a:hover { background: color-mix(in srgb, var(--md-on-surface) 8%, transparent); text-decoration: none; }
.lb-share { margin-top: 20px; }
.lb-share__buttons { display: flex; flex-wrap: wrap; gap: 8px; }
.lb-share__status { min-height: 1.25rem; margin: 8px 0 0; font-size: .8125rem; color: var(--md-on-surface-variant); }
@media (max-width: 1039px) { .lb-article__aside { order: 0; } .lb-share { display: flex; flex-wrap: wrap; align-items: center; gap: 8px 16px; } .lb-share .lb-toc__title { margin: 0; } .lb-share__status { flex-basis: 100%; margin: 0; } }
.lb-takeaways { padding: 24px; border-radius: var(--md-shape-xl); background: var(--md-primary-container); color: var(--md-on-primary-container); }
.lb-takeaways h2 { display: flex; align-items: center; gap: 10px; margin-bottom: 16px; font-size: 1.375rem; color: inherit; }
.lb-takeaways .md-checklist li { color: inherit; }
.lb-takeaways .md-checklist li::before { background-color: var(--md-surface-container-lowest); }
.lb-article__content section { scroll-margin-top: calc(var(--lb-appbar-height) + 16px); }
.lb-article__content h2 { margin: 2.5rem 0 1rem; font-size: 1.75rem; line-height: 1.29; }
.lb-article__content p, .lb-article__content li { font-size: 1.0625rem; line-height: 1.7; color: var(--md-on-surface-variant); }
.lb-article__content ul { display: grid; gap: .5rem; padding-left: 1.25rem; }
.lb-article__content li::marker { color: var(--md-primary); }
.lb-article__content a { font-weight: 500; }
.lb-article__cta { margin-top: 48px; padding: 28px; border-radius: var(--md-shape-xl); background: var(--md-surface-container); }
.lb-article__cta .md-eyebrow { margin: 0 0 .5rem; color: var(--md-primary); font-size: .875rem; }
.lb-article__cta h2 { font-size: 1.5rem; }
.lb-article__cta p { color: var(--md-on-surface-variant); }
.lb-article__cta .md-btn-row { margin-top: 20px; }
.lb-article__sources, .lb-article__editorial { margin-top: 40px; padding-top: 24px; border-top: 1px solid var(--md-outline-variant); }
.lb-article__sources h2, .lb-article__editorial h2 { font-size: 1.125rem; }
.lb-article__sources ul { padding-left: 1.25rem; }
.lb-article__editorial p { color: var(--md-on-surface-variant); font-size: .9375rem; }

/* ---------- Legal documents (privacy, terms, refund) ---------- */
.lb-legal { padding-top: 40px; }
.lb-legal__doc { max-width: 760px; }
.lb-legal__doc > h2 { margin: 0 0 1rem; font-size: clamp(1.375rem, 1.1rem + 1vw, 1.75rem); }
.lb-legal__doc > p { color: var(--md-on-surface-variant); }
.lb-legal__doc > .md-checklist { margin: 1.5rem 0 2rem; }
.lb-legal__clause { padding: 1.5rem 0; border-top: 1px solid var(--md-outline-variant); }
.lb-legal__clause:last-child { border-bottom: 1px solid var(--md-outline-variant); }
.lb-legal__clause h3 { margin: 0 0 .5rem; font-size: 1.125rem; }
.lb-legal__clause p { margin: 0; color: var(--md-on-surface-variant); }
.lb-legal + .lb-legal { padding-top: 0; }
.lb-legal__clause + p { margin-top: 1.5rem; }
.lb-legal__clause ul { margin: .75rem 0 0; color: var(--md-on-surface-variant); }

/* ---------- Footer ---------- */
.lb-footer { margin-top: 0; padding-top: 56px; background: var(--md-surface-container); color: var(--md-on-surface-variant); font-size: .9375rem; }
.lb-footer a { color: var(--md-on-surface-variant); text-decoration: none; }
.lb-footer a:hover { color: var(--md-primary); text-decoration: underline; }
.lb-footer__grid { display: grid; gap: 32px; grid-template-columns: repeat(2, minmax(0, 1fr)); }
.lb-footer__brand { grid-column: 1 / -1; }
@media (min-width: 905px) { .lb-footer__grid { grid-template-columns: minmax(0, 1.6fr) repeat(4, minmax(0, 1fr)); } .lb-footer__brand { grid-column: auto; } }
.lb-footer__brand img { width: 168px; height: 56px; margin-bottom: 12px; }
.lb-footer__brand address { margin-bottom: 12px; }
.lb-footer__contact { display: grid; gap: 8px; margin: 16px 0; padding: 0; list-style: none; }
.lb-footer__contact a, .lb-footer__contact span { display: inline-flex; align-items: center; gap: 10px; color: var(--md-on-surface); }
.lb-footer__contact .md-icon { width: 20px; height: 20px; color: var(--md-primary); }
.lb-footer h2 { margin: 0 0 12px; font-size: .875rem; line-height: 1.43; font-weight: 500; letter-spacing: .007em; color: var(--md-on-surface); }
.lb-footer ul.lb-footer__links { display: grid; gap: 10px; margin: 0; padding: 0; list-style: none; }
.lb-footer__social { display: flex; gap: 4px; margin-top: 8px; }
.lb-footer__social a { color: var(--md-on-surface-variant); }
.lb-footer__social .md-icon { width: 20px; height: 20px; }
.lb-footer__areas { margin-top: 40px; padding-top: 24px; border-top: 1px solid var(--md-outline-variant); }
.lb-footer__areas h2 { margin-bottom: 12px; }
.lb-footer__legal { margin-top: 32px; padding: 24px 0 32px; border-top: 1px solid var(--md-outline-variant); font-size: .8125rem; line-height: 1.55; }
.lb-footer__legal p { margin-bottom: .5rem; }
.lb-footer__bottom { display: flex; flex-wrap: wrap; gap: 8px 24px; justify-content: space-between; margin-top: 16px; }
.lb-footer__bottom ul { display: flex; flex-wrap: wrap; gap: 8px 20px; margin: 0; padding: 0; list-style: none; }

/* ---------- Utilities ---------- */
.visually-hidden, .sr-only { position: absolute !important; width: 1px !important; height: 1px !important; padding: 0 !important; margin: -1px !important; overflow: hidden !important; clip: rect(0, 0, 0, 0) !important; white-space: nowrap !important; border: 0 !important; }
.u-center { text-align: center; }
.u-mt-0 { margin-top: 0 !important; }
.u-mb-0 { margin-bottom: 0 !important; }
.u-mt-2 { margin-top: 1rem !important; }
.u-mt-4 { margin-top: 2rem !important; }
.u-mb-4 { margin-bottom: 2rem !important; }
.u-hide-mobile { display: none !important; }
@media (min-width: 905px) { .u-hide-mobile { display: revert !important; } .u-hide-desktop { display: none !important; } }

@media print {
  .lb-appbar, .lb-drawer, .lb-actionbar, .lb-footer__social, .lb-form-card, .lb-cta-band .md-btn-row { display: none !important; }
  body { padding: 0; background: #fff; }
  .lb-section { padding-block: 24px; }
}