Frequently Asked Questions About Loans and Loan Assistance

LoanBazzaar is a loan-assistance service with its office in Gomti Nagar, Lucknow. We help individuals and businesses understand their loan options, check basic eligibility, get their documents ready and apply with all major banks and loan providers. We are not a lender.

No. LoanBazzaar is not a bank, NBFC or lender, and we do not lend money ourselves. The bank or loan provider you apply with decides on approval, the amount, interest rate, tenure, charges and disbursement.

No, and no honest loan advisor can. We help you pick lenders that suit your profile and send a complete application, so it is not held up by missing papers. The lender makes the final decision after its own credit checks and verification.

Personal loans, home loans, business loans, loans against property, and Cash Credit or overdraft limits for businesses. We also help with balance transfers of existing loans. If you need something else, ask us.

Yes. We compare what all major banks and loan providers may offer for your profile, including the rate, fees, tenure and total repayment, and explain the differences in plain words. The offers you actually get depend on each lender’s assessment.

Yes. Talking to a loan advisor about your need and the loans that may suit you is free. If a LoanBazzaar service charge applies to your case, we tell you before you go ahead. Lender charges, such as the processing fee, are shown in the lender’s offer.