Frequently Asked Questions About Loans and Loan Assistance

Most lenders ask for PAN, Aadhaar or another photo ID, address proof, recent bank statements and income proof: salary slips and Form 16 if you are salaried, or ITRs and business records if you are self-employed. Home loans and loans against property also need property papers. We give you an exact checklist for your loan.

No. The list depends on the loan, whether you are salaried or self-employed, the amount, any property involved and the lender’s own rules.

Lenders need proof that you can repay, so some record of income or business cash flow is almost always needed. If you do not have the usual papers, other records such as bank statements may help with some lenders. Be wary of anyone who promises a loan with no income proof at all.

Never. Do not share an OTP, card PIN, UPI PIN or net-banking password with anyone, including LoanBazzaar staff or a lender. We will never ask for them.

LoanBazzaar uses your documents for your loan application and its verification, and shares them with the lender or service partner handling your case, with your consent. The Privacy Policy explains how your information is collected, used and stored.

Only to the official LoanBazzaar number shown on this website. For sensitive documents, follow the secure process your advisor shares with you, and never send them to an unknown or personal number that claims to be from us.