Frequently Asked Questions About Loans and Loan Assistance

Return Gift is a LoanBazzaar benefit for eligible customers. After your loan is successfully disbursed and your case is verified, you can receive the applicable Return Gift under the offer running at the time. Not every enquiry or loan qualifies, so ask us about the current terms.

Only after the lender has disbursed your loan and we have verified your case against the offer terms. An enquiry or an approval message alone does not qualify. The Return Gift has no effect on the lender’s decision, rate or amount.

Ghar Baithe Loan is loan assistance from the comfort of home. You start on a call or WhatsApp, we explain your options and the papers you need, and we coordinate with the lender for you. Where available, we can also help with documents at your doorstep.

Much of the process can start from home, on a call or WhatsApp. Some steps may still need you in person, such as KYC, signing the loan agreement, showing original documents or a property visit. It depends on the lender and the loan, and we tell you up front which steps apply to you.

Partner Spot Payment is faster payout processing for eligible DSA and connector partners. Once a partner’s case is successfully disbursed, the bank or NBFC confirms it and the applicable verification is complete, the eligible payout is processed the same day. Partner terms apply.